FAQs & Insurance Disclaimers
What insurances are accepted?
Each therapist is unique as to what insurance they are credentialed with. That said, some of our counselors are credentialed with BlueCross BlueShield, Iowa Medicaid (Iowa Total Care & Amerigroup), United Healthcare, Cigna, and private pay. Please contact us to see which counselor would be a good fit.
It is recommended that each client verifies benefits prior to the intake session with a counselor to ensure their therapist is within network, and to ensure telehealth is covered.
How do I verify benefits?
Each insurance panel has their own search database, or you can contact the number listed on the back of your card.
To verify Loey’s services, you can search for Loey Sawvel Counseling LLC.
To verify Rachel or Abby’s services, you can search for Laura Rank Counseling LLC.
No Surprises Act and Good Faith Estimates
RIGHT TO RECEIVE A GOOD FAITH ESTIMATE OF EXPECTED CHARGES
Under the No Surprises Act
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right
to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least one business day before your medical service or item. You can also ask your health care provider, and any other provider you choose for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
You have a right to a copy of your Good Faith Estimate
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises , or email your therapist.